There are many companies but why choose us
Our expert team will provide great options that can include low rates, early payment options, ways to shorten the loan’s term, converting between variable and fixed rate mortgages.
A Mortgage Broker gives you more options.
- We have access to a large selection of lenders providing an extensive range of products and services to best meet your unique circumstances. A bank only offers their products and always look out for their bottom line.
Mortgage Brokers save you time.
- A knowledgeable and experienced mortgage broker will help to explain the complex choices to help you find the best mortgage product and rate for your specific needs.
There are many different kinds of mortgage to choose from. All of them have varying features and benefits. Some of the more common types include:
- Fixed Rate Mortgages
- Variable Rate Mortgages
- Open Mortgages
- Closed Mortgages
- Home Equity Line of Credit (HELOC)
Yes, the lender may require documentation from the gift giver (known as a Gift Letter) confirming the amount is a gift and not a loan.
Under the Home Buyers Plan (HBP) you can withdraw funds from your RRSP to use for a down payment on a home without paying taxes on the amount you’ve withdrawn. In order to be eligible to use HBP, you must be able to confirm that you are a first time home buyer or that you have not owned property for 5 years. For more details please refer to the link below from the Government of Canada Web Site.